The Operating System for
Financial Operations

Replace shared Excel files, follow-up emails and manual audits with a single platform — auditable, configurable, no IT required.

Live Demo — 30 min Explore the Modules

Your Operations.   Your Rules.   Your Audit Trail.

The Problem
7 Deadly Costs Nobody Measures

They don't appear on any P&L. But they show up in turnover, audit findings, and lost clients. Across banking, insurance, asset management, wealth and private equity.

01

The Coordination Tax

Hours wasted synchronizing teams via email, phone calls and shared files. Every handoff is a potential failure point.

02

Operational Opacity

No way to know who did what, when, and why — until the auditor asks. Then it's a 3-week scramble.

03

Knowledge Hemorrhage

Critical knowledge lives in one person's head. When they leave, you're back to square one.

04

Error Archaeology

Finding the root cause of an error in a 40-column Excel takes hours, not seconds.

05

Audit Fire Drill

3 weeks of stress to compile audit evidence. Every single cycle. Every single time.

06

The Scaling Cliff

Every new fund or entity doubles operational complexity without headcount to match.

07

Invisible Overtime

The reconciliation and manual verification work that never shows up on timesheets.

The Platform
One Platform. Six Integrated Modules.

From banks to insurance companies, from asset managers to family offices — configured by business teams, governed by IT. A single audit trail for everything.

⚙️

Workflow Engine

N-step approval chains with automatic escalation. No more follow-up emails.

N-step approval chains with escalation
📋

No-Code Forms

Digital registers from any Excel. Configured by business users, not IT.

15 Excels replaced in 4 weeks
🔍

Due Diligence

Structured questionnaires with evidence tracking. CSSF response in 5 minutes instead of 3 weeks.

5 min vs. 3 weeks — audit response time
👥

Investor Registry

Accounts, holders, positions, operations. A complete registrar with built-in workflow.

100% registrar with integrated workflow
✅

Task Management

Planning, data collection, auditability. 3 days of research reduced to 30 seconds.

30 sec vs. 3 days — search time
📊

KPI Reporting

RAG badges, timeliness scores, dashboards. Zero manual calculations.

0 manual calculations remaining
🔒 Audit Trail | 🔔 Notifications | 📁 Document Storage | 🤖 AI Chat | 🔄 Versioning | 📅 Calendar
Transformation
From Shared Excel to Structured Process

Configured by a compliance officer in under an hour. Zero IT involvement.

Before — Shared Excel, 40 columns
Anyone can overwrite any cell
  • No validation rules on any field
  • No audit trail on changes
  • Status = cell background color
  • Knowledge lives in one person's head
  • 3 weeks to compile audit evidence
After — Kairos No-Code Forms
Structurally impossible to make an error
  • 5-page wizard with validation rules
  • Conditional fields by risk rating
  • Complete audit trail on every change
  • Workflow: automatic routing to approvers
  • Field-level permissions by profile
Compliance
Every Feature Exists Because a Regulation Demands It

Not features added for marketing. The reason the product was built. Covering the regulatory landscape across the financial industry.

CSSF 18/698
DORA
AIFMD
UCITS V
MiFID II
GDPR
🏢

On-premises deployment

📜

Complete audit trail

🔒

Role-based segregation

🇪🇺

Data sovereignty

Security
What Happens When an Unauthorized Access Is Attempted?

Real scenario: an Operations user tries to access a page reserved for Compliance. Works the same whether you're a bank, an insurer, or an asset manager.

1

Request

User clicks on Due Diligence

2

Blocked

Zero data exposed

3

Logged

Denial recorded: who, what, when

4

Alerted

Admin notified. One-click fix

User › Profile › UX Function › API Endpoint › Field › Data
Technology
Enterprise-Grade Architecture. Proven in Production.

Built on recognised, battle-tested technologies. Operated on the cloud with periodic risk reviews. Your data is safe — and costs stay predictable.

Infrastructure & Stack
Kubernetes
IBM Cloud
European Hosting
PostgreSQL
S3 Storage
RESTful API
OAuth2
SSO
On-premises
☁ IBM Cloud | ☁ AWS | ☁ Azure | ☁ GCP | 🏠 On-premises

🚫 Eliminate Shadow IT

Every VBA macro, shared spreadsheet and unofficial script is a security and audit risk. Kairos replaces them all — in a controlled, auditable environment.

VBA / Macros Shared Excel Email workflows Access DB Manual scripts
Security & Compliance
🔒

Penetration Testing

Periodic code and pen testing. Vulnerabilities identified and patched before they become incidents.

🏠

European Hosting

Data hosted in Europe, compliant with EU law and GDPR. On-premises available for maximum data sovereignty.

👤

OAuth2 & SSO

Modern authentication standards. Integrates with your existing identity provider. No password proliferation.

📋

Banking-Grade Controls

Compliant with banking and financial institution requirements. 6-layer permission model from user to data field.

⚡

Optimised TCO

Small data footprint by design. Minimal resource consumption. Predictable costs that scale with your usage.

🔄

Immutable Audit Trail

Every action, change and approval is logged, timestamped and immutable. Regulator-ready at any moment.

Alternatives
Three Options. Two Are Expensive.
Status Quo

Do Nothing

  • ⚠️ Regulatory risk grows every quarter
  • ⚠️ 3 weeks to compile audit evidence
  • ⚠️ Knowledge leaves with every departure
  • ⚠️ DORA: the deadline has already passed
EUR 200K–500K/yr in hidden costs
Build In-House

Custom Development

  • ⚠️ EUR 500K–2M, 12–24 months for v1
  • ⚠️ 2–3 permanent FTEs for maintenance
  • ⚠️ Scope creep every sprint
  • ⚠️ IT builds plumbing, not value
EUR 2–5M over 5 years (TCO)
Recommended

Kairos

  • ✓ First process live in 2–4 weeks
  • ✓ Business teams configure, no IT needed
  • ✓ On-premises: your data, your rules
  • ✓ 4 processes ready on Day 1
Fraction of the cost. Live in weeks.
Impact
Measured Results, Not Promises

Conservative estimates. We measure real gains during the pilot.

2–3
FTEs Recovered
from manual operations
5 min
Audit Response Time
vs. 3 weeks before
30 sec
Per Recurring Task
vs. 2 hours before
0
Uncontrolled Excels
remaining processes
Testimonials
What Our Users Say

From operations teams to C-suite — across banking, asset management, private capital and beyond.

“

It has been fantastic working with Alter Assets these past 2 years. Their product was highly flexible to our requirements as an organisation — and we have partnered successfully to tailor and evolve it to the wide-ranging needs of our business. It is now being rolled out to multiple business lines and functional teams, and multiple locations across the globe.

P
Priya
Operations Lead — Global Asset Manager
“

I had the pleasure of working with Alter Assets and I can attest to their professionalism and expertise. They have been highly responsive to our business needs and provided effective solutions to our day-to-day challenges. Not only are they skilled — they also have a great "can do" attitude and are a pleasure to work with.

A
April
Fund Operations — Private Capital
“

Agile, effective, responsive and brilliant team ever! Always working with a good mindset and providing solutions to facilitate operational staff's day-to-day. Really nice to work with a team that understands quickly our activity needs and implements solutions even faster. On behalf of all teams, a warm thank you!

C
Christine
Head of Operations — Fund Administrator
“

A real agile and dedicated team that listens, understands, factors your needs and designs the solution in a very short space of time. Highly configurable tools for final users has always been their mantra. A powerful team that doesn't hesitate to simplify client requests in order to increase both efficiency and customer satisfaction.

JB
Jean-Baptiste
Compliance Director — Investment Manager
About
Built Inside a Bank. Proven in Production.

Kairos was not designed by consultants who read about financial operations. It was built by someone who lived them — inside one of the world's largest financial institutions.

F
Frédéric Albert
Founder & CEO — Alter Assets Technologies

With two decades of experience in asset management, commodities and software publishing, I cultivated versatile expertise spanning from R&D to risk management. I firmly believe that the effectiveness of a tool lies in mastering the subject and the finesse of its application. Kairos embodies this vision: an intuitive tool to orchestrate complex workflows and an adaptable platform to design bespoke solutions.

Asset Management Commodities R&D Risk Management Software Publishing
καιρός
“A significant, opportune moment for decision or action — the right time to do something.”
2020
July 2020
Born inside a Tier 1 Bank
Alter Assets started as a subsidiary of BNP Paribas Securities Services, dedicated to the Private Capital business line.
2021
Mid 2021
100+ users. Proven at scale.
Already deployed to over 100 users. 60K+ data controls, 8K+ documents, 1.2K+ NAVs managed. Zero audit failures.
2022
2022
Privatised & rebranded Kairos
Alter Assets Technologies becomes an independent private company. Product commercialised under the name Kairos.
2023
2022–2023
300+ users across 2 enterprise clients
Two clients in full production. Deployed across multiple business lines and geographies worldwide.
Now
2026
The OS for Investment Management Ops
Six integrated modules. On-premises deployment. CSSF, DORA, AIFMD, MiFID II compliant. Built for financial institutions that cannot afford operational failure.
Pricing
A Contract Built for Financial Institutions

No surprise costs. No multi-year lock-in before you see results. A model designed for the risk appetite of regulated entities.

Pilot
Proof of Value
Start with your most painful process. Measure the gain. Then decide.
Fixed-fee engagement
4 weeks — 2 to 3 processes — measured ROI
  • ✓ Up to 3 processes configured live
  • ✓ Full audit trail from Day 1
  • ✓ Business team onboarding
  • ✓ FTE gain measurement report
  • ✓ Cloud hosted (EU)
  • — On-premises deployment
  • — Custom integrations
Start a Pilot
Most chosen
Professional
Full Platform
All six modules. Configured by your teams. Governed by your IT.
Annual SaaS subscription
Per module · Per entity · Scales with your operations
  • ✓ All 6 modules included
  • ✓ Unlimited processes & workflows
  • ✓ Immutable audit trail
  • ✓ Role-based & field-level permissions
  • ✓ OAuth2 / SSO integration
  • ✓ EU cloud hosting (GDPR)
  • ✓ Dedicated customer success
Request a Quote
Enterprise
Mission-Critical
For institutions where operational failure is not an option.
Custom contract
SLA · On-premises · Multi-entity · White-label
  • ✓ Everything in Professional
  • ✓ On-premises deployment
  • ✓ Multi-cloud or air-gapped
  • ✓ Custom SLA with guaranteed uptime
  • ✓ Dedicated pen testing schedule
  • ✓ Priority support & escalation path
  • ✓ Custom integration & API access
Talk to Us

All plans include: immutable audit trail · GDPR compliance · periodic security reviews · no hidden fees
Pricing is tailored to the number of entities, users and modules. Contact us for a personalised proposal.

Contact
Let's Talk About Your Operations

A 30-minute call is all it takes to know if Kairos is right for you. No pitch deck. No sales pressure.

Get in touch

Whether you want a live demo, a pricing proposal or just want to understand how Kairos could work in your context — we're happy to talk.

📧
sales@alterassets.io
📅
Book a 30-min slot on Calendly
🏠
Paris, France

What happens after you submit? We respond personally within 24 hours. No automated sequences. No SDR handoff. Just a direct conversation with the people who built the product.

By submitting this form you agree that Alter Assets Technologies may contact you regarding your request. Your data is processed in accordance with our privacy policy and GDPR regulations. It will never be shared with third parties.

✓   Thank you! We will get back to you within 24 hours.
Next Step
We configure it live.
In front of you.

Bring your most painful process. We'll build it in Kairos in 30 minutes.

1

Custom Demo

30 min. Your real process, configured live.

2

4-Week Pilot

2–3 processes. FTE gains measured. No commitment.

3

Production

Progressive rollout. Cloud or on-premises.

Book a 30-Minute Demo

No contract for the demo. No multi-month POC. No consultants. Just 30 minutes.

You manage billions in a spreadsheet.
Read that again.

Kairos replaces your shared files with a platform where every action is tracked, every approval is signed. Workflows, data, reconciliation, compliance — one place, full control.

Explore
Workflow Orchestration

Workflow Studio

Design multi-step approval workflows with visual step graphs, role-based routing, and compliance gates. Every status transition is auditable.

Visual State Machine

Build maker-checker workflows visually. Each step defines a role (Maker, Compliance), transitions to the next step, and can branch to refusal or escalation paths. Edit any step to configure completion rules, mandatory properties, and team notifications.

Step Graph Maker-Checker Compliance Gates Branching Logic Triggers
Workflow Studio — KYC Compliance workflow with connected step cards
Data Ingestion

DataHub Pipelines

Create your own ingestion pipelines. Upload files from any source — BNP, TPT, FEC, SWIFT — and Kairos parses, validates, and routes them automatically. Real-time KPIs track batch throughput, success rates, and pending reviews.

Multi-Format Auto-Validation Live Monitoring Match Rate SFTP / S3 / API
DataHub Pipeline Dashboard — live batch monitoring with KPIs and source profiles
Reconciliation

Asset Reconciliation

Compare positions across internal, custodian, and administrator sources. Visual score rings, break categorization (price, quantity, FX), full audit trail with workflow validation, and one-click report generation.

Multi-Source Recon Score Ring Break Analysis Workflow Audit Override History
Asset Reconciliation — score ring, workflow timeline, and break detail grid
Process Design

Process Studio

Build multi-step processes with granular task assignment. "Investor Onboarding" breaks down into KYC Collection, KYC Review, Risk Assessment, Legal Documentation, and Account Setup — each with its team, workflow, and SLA.

Task Cards Team Assignment Maker-Checker Drag & Reorder
Process Studio — Investor Onboarding with 5 ranked tasks
No-Code Forms

Entity Forms Builder

Create structured data collection forms without writing code. Define typed properties (Text, List, Country, Boolean), organize into groups, add validation rules, computed formulas, and trigger workflows on submission.

Property Types Validation Rules Computed Fields Workflow Triggers
Entity Forms — IOB KYC Collection with typed properties
87%
Less time on NAV production
12s
Reconciliation report
4h
Saved per entity per month
0
Undetected breaks
The Hidden Cost

Your operational data lives in 12 different tools.
None of them were built for finance.

Spreadsheets, project trackers, shared drives, messaging apps — each one is a compliance blind spot and an operational risk. Your sensitive data is scattered across platforms you don't control, in jurisdictions you didn't choose, with terms of service you never read.

📊
Excel / Google Sheets
No audit trail
📋
Monday.com
No financial compliance
📦
Airtable
US Cloud Act exposure
📁
SharePoint
No workflow engine
💬
Email / Teams
Uncontrolled data dissemination
🔗
Jira / Trello
Not regulated-ready
📝
Notion
Data hosted on unknown servers
📂
Dropbox / GDrive
Files shared beyond your control
📱
Google Forms / MS Forms
No workflow integration
⬇ Replaced by
K

One Platform. Zero Blind Spots.

Workflows, data, documents, approvals — in a single regulated environment.

Enterprise-Grade SaaS

Built for Regulated Finance.
Not Adapted — Designed.

Kairos is a B2B SaaS platform engineered from day one for the confidentiality, sovereignty, and compliance requirements of the financial industry.

🔒

Data Confidentiality

Your data never leaves your perimeter.

  • End-to-end encryption at rest and in transit
  • Tenant isolation — zero data commingling
  • Role-based access with full audit trail
  • SOC 2 Type II & ISO 27001 aligned
🇪🇺

European Data Sovereignty

Hosted in the EU. Governed by EU law. Period.

  • EU-based hosting (Luxembourg / Frankfurt)
  • GDPR-native architecture
  • No US Cloud Act exposure
  • CSSF & AIFMD regulatory awareness
🔄

Contractual Reversibility

Your data is yours. Always. No lock-in, no hostage.

  • Full data export at any time (standard formats)
  • Contractual reversibility clause included
  • Documented exit process & transition support
  • Data destruction certificate on termination